Residential Buy-to-Let (Individual, LLP or LTD Co)

If you are purchasing or re-mortgaging a single residential buy-to-let property, or a portfolio, we can help find a low cost lender. Individual borrower rates start from 1.67% with LTVs up to 85%. Better still there will be NO BROKER FEE saving you £500 - £2,000. We only get paid by the lender when you get your mortgage...simple!

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Residential Buy to Let Mortgage

B2B Mortgage offer:


  • Whole of UK Market access

    As well as the well known national names, we use regional and local lenders to cover the country. In Scotland and Northern Ireland, due to differing legal systems, fewer lenders offer mortgages.

  • Knowledge of the lenders who have an appetite for your business

    Lender appetites change and we keep closely in touch with lenders to know who is lending to particular property sectors. In particular, many lenders are fussy about semi-commercial property investment proposals, and some discourage them from time to time.

  • No Broker Fee

    We save you time in going to the best lenders for your type of business and with our knowledge of rates can secure the best deal. You will normally pay no extra for this service. We are paid by a commission which all lenders pay to brokers who introduce business to them.

  • Individual, LLP and LTD Mortgages

    Buy-to-let mortgage interest relief has now been axed for individuals and replaced with a 20 per cent tax credit. As a result there has been much more emphasis in 2016 on LLP and LTD mortgages. Additionally, from April 2016 landlords have to pay an extra 3% stamp duty on property purchases. An investor has to consider whether it is appropriate to hold residential property investments in personal names or in a Limited liability partnership (LLP) or private limited company (LTD). See a table of the tax changes effecting finance costs related to buy-to-let residential property owned in personal names over the next few years:

  2016/17 2017/18 2018/19 2019/20 2020/21
% OF COST ALLOWANCE 100 75 50 25 0
% GIVEN AS RELIEF AT 20% 0 25 50 75 100


Each case is bespoke quoted - We do have to speak to you!

Contact Us


  • Borrow as an indivdual(s), Ltd Co or LLP
  • Individual borrower - rates from 1.67% over Bank of England Base (discounted)
  • Ltd Co or LLP - rates from 2.75% (lower possible for portfolio)
  • Up to 85% Loan to Value (15% Deposit or Equity Required)
  • Min Loan £3,000 - Maximum £40 million
  • Single property or Large portfolios
  • 2nd Charge Equity Release
  • Terms from 5 to 30 years
  • Capital and Interest, Interest-Only or Part & Part
  • Previous Bad Credit Accepted
  • No Minimum Income
  • Award winning - 2015 Commercial Mortgage Introducer of the Year

Moneyfacts Awards 2015 Highty Commended - Commercial Mortgage Introducer of the Year

Moneyfacts Awards 2016 Finalist - Commercial Mortgage Introducer of the YearMoneyfacts Awards 2016 Finalist - Commercial Mortgage Distributor of the Year

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