Swiss Mortgages

Swiss Mortgages

  • Term : Swiss mortgages are available from 6-35 years, although age 70 will be the maximum age for repayment to be completed.

  • Rates in Swiss Francs from 2%

  • If we do recommend a Swiss lender, the documentation supplied may be in French or German, so if you're French or German isn't good you may want to stick with a UK lender.

  • Non-residents can borrow up to 80% LTV from Swiss lenders and 70% LTV from UK lenders.

  • Swiss lenders will not give a mortgage to a British company; however it is common to establish a Swiss company solely for the purchase of a property.
  • Swiss banks lend on the basis that your total monthly repayments (capital and interest) should not exceed 30% of your net monthly disposable income.

  • Variable rate and fixed rate repayment mortgages are available. The Swiss also have a hybrid mortgage ( Part fixed, part variable). Interest only mortgages are also available, and can be tied into saving plans or pensions. Interest only mortgages are especially suited to getting maximum tax relief on rental income from holiday or residential lettings.

  • The minimum loan we can arrange is £150,000.

Features

  • Mortgages available for many countries- please enquire if your country is not listed
  • Foreign Commercial mortgages available
  • Sterling, US Dollar, Euro and local currency mortgages available
  • Holiday Lets and Second Homes
  • NO BROKER FEE (Subject to terms) - saving you £500 - £5000
  • Free Quote with no obligation
  • Expats and non-Resident mortgages

Today's Rates

Bank of England

Base Rate
0.50%
UK 3 Month LIBOR
1.01% (<>)

UK Swaps

1 Year
1.10%(-0.02%)

Mortgage Calculator

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Figures are a guide only and not a quote

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